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The greater the rate of consumption , the opportunity cost of a pack of cigarettes would be greater for individuals in the age group 18-24 because they are sacrificing longer life expectancy and hence, potential earnings in the future (opportunity cost includes : education, jobs, health )

down to Your DNA. UNC School of Medicine , UNC, 14 June 2017, www.med.unc.edu/biochem/news/where-cigarette-smokings-damage-is-done-down-to-your-dna/

While the product exemptions make it less comprehensive than the Massachusetts state policy and leave room for improvement, the policy represents a major step towards health equity

Stay informed, stay safe, and always know the local laws before you go

Furthermore, insurance companies may also take into account any existing health conditions that may be exacerbated by tobacco chewing